Life in Portugal is retired, compared to other countries and statistics.
On the first line.
Overlooking the ocean.
Invest projects.
commercial real estate.
Hotels for sale.
Under reconstruction.
Offices with tenants.
How do retired people live in different countries, and why is Portugal an attractive country for those who have gone on a well-deserved vacation? Retirement age, average pension, medical care, insurance guarantees and state protection.
The retirement age in Portugal comes in men and women aged 66 years. After reaching this age, the Portuguese have the right to receive pension payments, in addition, people over 66 years old who have lived more than 7 years in Portugal also have the right to a pension.
It should be noted that those who made deductions to the fund of social solidarity for at least 15 years have the right to an ordinary old-age pension. These deductions are voluntary and have a minimum discount rate at which a person can claim a pension in the future. Those who do not have such a social security period are provided with a social pension, provided that they do not work and have no other source of income to satisfy their primary needs. The officially established minimum pension in Portugal in 2015 was equal to 201.53 euros. On average, Portuguese pensioners receive 54% of their previous salaries, that is, about 540 euros, given that the average salary in the country is above 1000 euros. And also, in case of loss of the spouse, the pensioner has the right to receive his half of pension for life.
The Portuguese have a rather high life expectancy & ndash; 84 years. The healthcare system in Portugal is on the list of the top 15 countries in the world and to receive quality and timely medical and social services here is much cheaper than in any other country in Europe.
For comparison, we give pension data for other countries:
Spain & ndash; average life expectancy 85,1 years; average pension of 886.46 euros per month; retirement age 65 years. The reform came into force on raising the retirement age to 67 years in stages until 2027. Also in 2015, the law came into force, according to which to obtain an old-age pension, you must have worked for at least 37 years, instead of 35. The reason for such decisions was a poor demographic situation & ndash; live the Spaniards the longest in Europe, and give birth less than all. If you do not carry out the reform, then in 10 years working citizens will not be able to support their retirees.
Italy & ndash; average life expectancy 85 years; the average pension is 1095 euros per month; minimum work experience of 20 years; retirement age for men is 65 years, and for women & ndash; 60. Also in 2012, a new pension reform was launched to raise and equalize the retirement age of men and women, which is 66 years and 7 months. The Italian government contributes 9% of the country’s GDP to health care.
Germany & ndash; life expectancy 79 years; the average pension is 1250 euros per month; retirement age for women and men is 65 and 67 years respectively; work experience for a normal pension & ndash; 35 years, for social (300 euros) & ndash; not less than 5 years.
Surprisingly, Italy, Spain and Greece, shaken by the crisis, manage to pay pensions higher than Germany. At the first sight, the size of the pension in this most developed European country may seem strange. Almost half of the 20 million German pensioners have a pension of less than 700 euros, which looks quite improbable. A decent pension is received only by former officials, who in the total number are hardly more than 10%. But do not forget that Germany & ndash; A social state that does not abandon its citizens to the mercy of fate. The state will pay an indigent pensioner an apartment (up to 56 sq. M.), Medical services, allocate money for food and do everything in order to provide the citizen with a decent old age under any circumstances. In addition, widows and widowers receive a double pension in Germany. Pensioners in Germany can continue to work, receiving a pension, the size of which will be reduced depending on the salary.
Denmark & ndash; the record holder for the average pension, it is 2605 euros per month; The retirement age is 65 years. The life expectancy level for women is 80 years, for men & ndash; 75 years.
Poland & ndash; average life expectancy 77 years; average pension 410 euros; the length of service for men is at least 25 years, and for women, & ndash; 20 years. The Government of Poland subsidizes utilities, provides free medical services. The consumer food basket is quite cheap. Polish pensioners are allowed to work.
United Kingdom & ndash; average life expectancy 79 years; average pension is 700 euros per month; retirement age for men and women 65 and 60 years respectively. In pension matters, UK & ndash; the country is quite tolerant and attentive to its citizens. Local pensioners can safely be called one of the most protected in the world. They are offered quite favorable conditions for a quiet life, various benefits and benefits. There is a double pension, which consists of the basic and additional charges. To accrue a basic pension, in the UK, a person must have a total work experience of at least 10 years. Additional accruals to pensions can be received as an addition to the basic pension for long service. The amount of the basic pension is 151.25 pounds per week, that is, over 45,000 rubles per month, which is quite a good level, considering that a significant portion of pensioners receive an additional portion of the pension.
USA & ndash; the average life expectancy is 78 years; the average pension is $ 1200 per month; retirement age for women is 55 years, for men & ndash; 60 years. Pensions and benefits start at $ 300, and for those who have not worked a day. The largest pensions for civil servants, military and airline employees. The amount of annual contributions to personal pension accounts is limited to an upper limit of $ 2,000 per year. The majority of pensioners in the United States are provided with an insurance pension, and their income is well above the established minimum (the minimum income threshold is 721 dollars, and the poverty line is $ 11,700 per person per year).
China & ndash; average life expectancy 72 years; average pension is $ 160 per month; retirement age for women & ndash; 55 years, for men & ndash; 50. Only employees of state enterprises and industrial enterprises with at least 15 years of service can retire. The rural population does not receive a pension at all. For a long time in China did not support a pension at all, because according to old traditions it was established that after 60 years parents should be supported by their children, not by the state.
Russia & ndash; average life expectancy is 66 years; the average pension is 175 euros per month; retirement age occurs in women aged 55 years, in men & ndash; 60 years; minimum length of service is not less than 5 years.
Here is an account of the main trends in different countries on pension provision for citizens. According to statistics, you can immediately see where it is necessary to change the existing state of things.
At first glance it seems that the country of Portugal is losing somewhere to its developed European neighbors, but this is only at first glance. In 2013, Portugal was recognized as the best place in the world, for those who went on a well-deserved rest.
The Government of Portugal, drawing attention to the significant growth of older migrants from other European countries, not only did not become a hindrance to this, but also developed a plan to create the most comfortable conditions for those who preferred this sunny suburb of Europe. They were abolished taxes, and also created comfortable conditions for the purchase of housing.